Page 16 - Mississippi 811 Magazine 2017 Issue 3

It’ A" Ab t the Covera 85
S Oll . ..
or I Paid For That Liability Insurance‘ Why Didn't It Pay My Claim?
”rK!'a’§l’:"a’7 5.21155
Juksarl, Ms

ll lrab.lr:y pobno. aro no: :bo lzlanlro: waryor o: sularoganon, Elanknl Low. assume you dv.m't lmvn :ba: xcu

.arno. Absolutely, dcfinllcly, Adrlruonal Insured, tlm lo: goo.— on cxclllslun 7 you're all good, ngl.:7

PUMIlVIL‘1yl’IOLFOl|ClC~ aro And On And, by :bo wr1y,thnm's a [M Wu H“ Bu, Cm a mm? win the

go::.ng moro spnclfi: wul. obargo for each llcm addod And, by m u—imd mm? D mm” V, U .0 W
czlchycr1rlhatpr1~~es.Pr|cc abopprng :bo way, {hL‘m's my poraonal iavuntn Y“ b _ ‘H Y 3 at 3 ' 3 *'
{mm agon: :o agon: 15 no: m your lao.: — "the oompany wan’! add a Blanknl 3°“ “N “C” 3 5°“ " 3“
Intnmal anymoro. Buymg an lniumncc waryor. " woll, now what? Ii ynu zallod In call 311 in oornpllanoo
policy yu.-: to go: :bo bld h golng V V _ ‘ wilh your alalo law, and you lul a llno
'0 blow “P In your fan‘ If |hm"s a 11'“ '’'’l"’ V“ d'°“g1‘“““” chwp" and go: blllod in: mo damages (ralluor

lual booamo much rnoro cxpcnalvc
olaun your baxgzuw Illan blown up!),
policy wan’! pay for. ll will probably
You roallynood an ; .4 bayo In oomo nul ui
agon: who ha. a lo: . " a your paolrol. Mo.:
or Eu~IomL‘r~ that do ' a:a:o. now l.ayo
pro::y rnuol. wba: you r 4 M, laws mqulnng :ba:
do A.lung a [ncnd , , I you oall and go: a
or two m your lmo ‘ - 4 , , tlckct. If you aro
of work —or oyon a ' . -.v :3 ' In ylolanon of :l:o
compL‘lm.vr—who Lhclr _V_, _ . , ' "V — law, your rn.uranoo
agon: h nuglr: bolp , \ oompany null vlcw
you avold loammg | an. a. ~orpoo:od
:bo bard way why an ' or mlcndcd,” and
L‘x:a\‘r1lox'a puhcy baa - , nopo, :l.oy wan’!
dlffumnl languago V _ ‘ _ pay. conrpanro. aro
:ban a oar rloalorb : gcmng moro and
pollcy. I|’~ all abou: rnoro s'L‘n~ll|ve :o
lbo ooyorago. 7 what _ V these lavm a~ tlmy go:
h ooyororl and wba:'. , ' ' pu: on :bo books, so
excluded (no: ooyororll. don't bo auxpniud
Companlcs :ba: wntv: “ 3""" “d‘“"°’ 1”‘
a wbolo now set of
a lo: of 111094‘ m tlm qmlmm M you an
burldurg lrado. laayo apcclal ltnms when you go: :l.rougl. paymg for :l:o.~o h Ch _ H I
wn::on ln:o lhcu olloloa :ba: a l :o addmonal ooyora o. fax :ba: ono ob “ ‘C '* *
P PP y :1 l
wba: you aro domg 7 no: mo rlowor llkc r: all yoar tlml ls gorng :o roqulro Dld you :al1,buldlg bniore :l.o
allup or tax doalor down :bo street You :bom. (No, you can’! romoyo :l:om la:or, mqulmd umo Wm up? Nopo —lhcy
aro no: payung or:ra ror :l.o.o ooyorago. onbor, anrl go: a refund. And no, you wun’l pay. samo mason. That warung
llkc you would lf you bad a run of tlm dldn’l pnoo for mom, or:bo:, dld you’) porrorl r. fox all of :l.o uubuo. :o bo
mlll poboy that you bad :o onrlono ablo :o mark Lhclr lrno. where you lmvn
« But, ono of :bo moat tntlcal things you
(add)t11c.~.clmmoonto.Thn pronuurn rnrlroa:od :ba: you nullbo drggmg so,
, wan: :o bo ab.—olu:oly oor:arn r.- no: ,
mrglu: bo lugbor gorng ln, bu: you won : . r: you dldn : allow :bom umo :o mark
oon:arnod m your polroy 15 mo rlroadorl —
.ayo any:lung wub :bo low pnoorl — :bo.r lines‘ and you 1111 :born 7 go: your
xcu — Exploslun er unrlorground —
modol. C clmckbuuk (If you drg wboro :boy aro
ollapsn That muana, baalcally, no _ _d K b b I mmkéd 2‘

When you go: a yola [mm a mayor ooyorago fur oxoayauon ll undorgrounrl “”‘"“‘ ° “' “ am "“ 3’

— [:bo oporauyo word] you can .oo where
oon.-:ruo:ron tumpany, :l.oy wlll lrno. aro damagorl. If you aro dolng I 1 lb ,, I d—,, ,‘ Y 7)
mqulrc a Ccrllficalc of Inaurantc wlth oroayauon, yv.»II'm no: ooyororl ll lhl~ ‘ "“8 ‘ “ “P” ° ' W‘ 3”
oor:arn .-poouao languago, and you wlll Erolu.-run r. pro.on:. (And ll your [I you do nba: you’m mqulrcd :o do,
no: bogm work unul :l.oy go: r: nu. polroy r. wr.::on through El cboapo anrl IF you l.ayo a polroy dougnorl fur
apcnflc languago Is what you may company Inc, |K null dcfinltcly bo In what you do, you wlll bo ooyororl. A
bayo :o arld :o your El clroapo poboy :bo-roll vw laoo:lo null noyor, oyor tum m:o a

Cadlllac a: :bo nrno of an aondon: .
)4 . Mlsslsslpplfill 2017 Issue]